资产配置 英文文献我要写有关家庭资产配置的论文,必须要有英文文献做参考,不知道有什么英文文献,有点像

资产配置 英文文献我要写有关家庭资产配置的论文,必须要有英文文献做参考,不知道有什么英文文献,有点像

希望你能留下电子邮箱地址,以便我可以把有关文献发送给你.下面是文献简要,This article challenges two aspects of the traditional approach to calculating a family's asset allocation.First,it emphasizes the need to distinguish between before-tax and after-tax funds when calculating the asset allocation.Second,it argues that a family's portfolio should be broadened to include,at a minimum,(1) the value of retirement income streams,such as Social Security and company pensions and (2) the mortgage as a short position in bonds.As we shall see,a family's asset allocation varies dramatically depending upon whether we adjust account values for taxes and what we include in the family portfolio.

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