请帮忙翻译成中文，谢谢！

we periodiclly review accounts to ensure they feature the most appropriate credit line as a result of our review ,we have reduced the credit line to $500.our review included an assessment of your account history,economic trends and a copy of your credit report if you would like to obtain a free copy of your of your credit report please contact trans union ,consumer relations - east,p.o.box 1000,2 baldwin place,chester,pa 19022.their telephone unmber is
the principle reasons that contributed to this decision are as follows
delinquency with us or one of our affiliatrs
serious delinquency
please nite that your account remains open and your current account agreement remains in effect if there are any pending cash advance checks,balance transfers or direct deposit requests on this account,they may no longer be approved or processed due to this adjustment in your credit line

为了核定符合信贷额度的帐户，我们定期检查这些帐户。现在信贷额度已降至500美元。我们的检查包括了你的帐户历史记录，帐户动态变化和你的信用记录。若你想知道你的信用记录请联系银联，它的联系号码是

to be continue

大哥等下马上来答