虽能帮翻译一下啊急啊

次级抵押贷款是指一些贷款机构向信用程度较差和收入不高的借款人提供的贷款。引起美国次级抵押贷款市场风暴的直接原因是美国的利率上升和住房市场持续降温。在前几年美国住房市场高度繁荣时，次级抵押贷款市场迅速发展，甚至一些在通常情况下被认为不具备偿还能力的借款人也获得了购房贷款，这就为后来次级抵押贷款市场危机的形成埋下了隐患。美国次贷危机的爆发导致全球股市暴跌，拖累了全球经济。而后出来的一系列应对措施更是给逐渐融入国际市场的。中国经济带来了深远的影响。

Sub-prime mortgages refer to those lending institutions to the poor creditworthiness and income is not high, borrowers to offer loans. Caused by the U.S. subprime mortgage market crisis is the direct cause U.S. interest rates rise and the housing market continued to cool. In previous years the U.S. housing market, a high degree of prosperity, the rapid development of secondary mortgage loan market, and even some in normal circumstances be considered do not have the ability to repay borrowers also received home loans, which for the subsequent subprime lending market crisis in the formation of buried potential problems. The U.S. sub-prime mortgage crisis led to the outbreak of the global stock market plunge, dragging down the global economy. Then out of a series of response measures is to gradually integrate into the international market. China's economy has brought far-reaching impact.