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"Time is money,"people often say.This means that every moment well-spent may put some money into our pockets.If our time is usefully emploved,it will either turn out some useful and important piece of work which will carry its price in the market,or it will add to our experience and increase our abilities so that we will be able to make money when the right time comes.Let those who think nothing of wasting time,remember this.
Our lives are nothing more than our time.So killing time is like killing oneself.We spare no trouble and no expense to keep life.But we too often care nothing about the loss of an hour or a day,forgetting that our lives are made up of the days and the hours we live.A day or an hour wasted is so much life lost.Our lives are a short period of some seventy or eighty years in all.But nearly one third of it has to be spent in sleep,and some years have to be spent over our meals,some in making trips on land and by sea,some in having fun,some in watching over the sickbeds of our nearest and dearest people.Now if all these years were to be taken away from our lives,we would find only twenty or thirty years left for work.Whoever remembers this can never willingly waste a single moment of his life.
ALL time is valuable;but the time of our childhood and our youth is more so than any other part of our lives.For those are the times when we can get knowledge and increase our abilities.If we waste these morning hours of life,we shall never be able to make it up.Just as money laid out for interest increases itself in time ,so do the hours of childhood and youth.If wisely used,they will give us many advantages.

人们总是说，“时间就是金钱”，这就是说，合理利用的时间就如同是存入口袋中的金钱（节约了金钱）。如果我们有效的利用时间，便会在社会中获得有价值的工作回报，抑或积累经验，提高能力，好在将来赚得（丰厚的）回报【意译】。让那些认为浪费时间没什么大不了的人记住，生命正是由时间所延续着的。所以浪费时间就是一种自杀。我们的生活总是希望（眼下的）无忧无恼，但是却更经常的忘记去把握住逝去的一小时，或者一天，忘记了组成我们生命的这一小时，这一天！这浪费的时光对于生命是何其之多啊。（诚然，）我们的生命总共不过短短的七八十载，可是用在譬如睡觉，吃饭，游玩，娱乐，以及在病榻旁照看我们最亲近的人的时间，占到将近三分之一。那么，假如这些时间从我们的生命中拿去，所剩的大抵只有二三十年的时间来工作吧。想到这些，大家应该不会再去愿意浪费自己一分一秒的时间了。

时间是无价的，而我们幼年和青年时的光阴更是比生命中其他的任何时期珍贵，因为这正是我们汲取知识，提高能力的时期。如果错过了生命的晨光，那我们也将一事无成。正如及时将金钱变作放大的资本一样，青年的时光也需要去闪耀光芒【意译】。好好去把握时间吧，我们将会获益颇丰。