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Laws that would have ensured pupils from five to 16 received a full financial education go

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解决时间 2021-01-23 05:03
Laws that would have ensured pupils from five to 16 received a full financial education got lost in the ‘wash up’. An application is calling on the next government to bring it back.
 At school the children are taught to add up and subtract(减法) but, extraordinarily, are not routinely shown how to open a bank account — let alone how to manage their finances in an increasingly complex and demanding world.
 Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England. Children from five to 16 should be taught about everything from pocket money to pensions, they say. And that was exactly the plan preserved in the Children, Schools and Families bill that was shelved by the government in the so-called “wash-up” earlier this month — the rush to legislation before parliament was dismissed. Consumer and parent groups believe financial education has always been one of the most frustrating omissions of the curriculum.
 As the Personal Finance Education Group (Pfeg) points out, the good habits of young children do not last long. Over 75% of seven- to 11-year-olds are savers but by the time they get to 17, over half of them are in debt to family and friends. By this age, 26% see a credit card or overdraft(透支) as a way of extending their spending power. Pfeg predicts that these young people will “find it much harder to avoid the serious unexpected dangers that have befallen many of their parents' generation unless they receive good quality financial education while at school.”
 The UK has been in the worst financial recession(衰退)for generations. It does seem odd that — unless parents step in — young people are left in the dark until they are cruelly introduced to the world of debt when they turn up at university. In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.
【小题1】The passage is mainly about .A.how to manage school lessonsB. teaching young people about money C.how to deal with the financial crisisD.teaching students how to study effectively【小题2】It can be inferred from the first two paragraphs that .A.laws on financial education have been effectively carried outB.pupils should not be taught to add up and subtractC.students have been taught to manage their financesD.the author complains about the school education【小题3】The website and the consumer campaigner joined to .A.instruct the pupils to donate their pocket moneyB.promote the connection of schools and familiesC.ask the government to dismiss the parliamentD.appeal for the curriculum of financial education【小题4】A poll is mentioned to .A.show the seriousness of the financial recessionB.stress the necessity of the curriculum reformC.make the readers aware of burden of the parentsD.illustrate some people are strongly against the proposalB
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(答案→)B 解析:本文主要是关于青少年理财的一些介绍。作者抱怨学校的教育,强调课程改革的重要性。【小题1】主旨题,通读全文就可以找出答案。本文主要是关于青少年理财的一些介绍。选B【小题2】作者态度题:阅读前两段,从第二段就可以看出作者的态度是抱怨学校的教育。选D。【小题3】细节题:从文中第三段的第一句中Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England.可以找出答案选D。【小题4】细节题:从文中最后一段最后一句话In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.可以看出是强调课程改革的重要性。选B
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