Because of the financial crisis in the US and UK, college students are beginning to strugg

Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.

Recently, two major US student loan lenders—Citibank and JPMorgan Chase—announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit(存款额), they are reluctant to offer students low­interest loans(贷款) that need a several­year wait for any return of interest.
In the US, many undergraduates top up their financial needs with a private loan, although the majority can get government­funded loans. In the 2005­2006 academic year, $17 billion in private student loans was used to finance higher education. The shortfall in private funding has yet to be covered and will hit many US students hard.
Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government­funded loans and grants(助学金). Their biggest concern is a sudden steep increase in student rent.
Most young professionals now rent houses, since 80 percent of UK mortgage schemes(住房抵押贷款计划) have disappeared—a direct result of the credit crisis. This has boosted the house rent market.
In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of $103.
Yet, despite students' suffering, the number of this year’s university applications is expected to grow. During economic slumps, people regard further education as a way to survive tough job markets.
【小题1】According to the passage, banks are unwilling to offer students loans because .A．the students are poor and sometimes they can’t pay off the debtB．banks prefer lending the money to the young professionalsC．banks don’t have enough money left at the present timeD．they think college students are not studying hard【小题2】The underlined phrase “top up” in Paragraph 3 probably means .A．put up B．make upC．fill up D．pick up【小题3】Which of the following is NOT true according to the passage?A．UK college students have to pay more if they want to rent houses.B．More UK students want to further their study in college.C．It is not so easy for US students to loan money now.D．College students' tuition fees have risen greatly.【小题4】It can be inferred that .A．there are no private student loan lenders in the UKB．loans for US college students will be increased next yearC．private funding falls a little because of higher­interest loans in the USD．private loans play a very important role in financing US students’ education【小题5】The passage mainly tells us .A．college students in the US and UK are faced with their financial crisisB．it is the duty of the governments to solve college students' financial crisisC．private student loan is a good way for college students to overcome the difficultiesD．further education is a good way for college students to survive tough job marketsC

(答案→)C 解析：文章主要讲述了英国和美国的大学生们正面临着经济危机的影响。【小题1】事 实 细 节 题 。 文 中 第 二 段 提 到 “ ...banks currently have a lack of credit,”说明银行的存款额不足，故C项 正确。 C【小题2】词义推测题。文中第三段提到学生们除了得到国 家的助学贷款外，也可以通过私人贷款来满足经济需求，可猜测top up的意思为“给….添满，盛满”，故fill up正确。 选C【小题3】事实细节题。结合文章内容可知A、B、C三项 都是正确的。D项的内容：大学的学费有很大的提高，文章中没有提及，故选D。【小题4】推理判断题。文中第三段提到很多学生通过私人贷款来满足自己的经济需求，并且在2005到2006年间有170亿美元用于学生的私人贷款，说明D项是正确的。【小题5】主旨大意题。通读文章可知文章主要讲述了英美限 时 训 练 的大学生面临的经济危机。选A

对的，就是这个意思