People in the UK often talk about their homes: their mortgages (按揭), the interest rates, a

People in the UK often talk about their homes: their mortgages (按揭), the interest rates, and rising prices. Here’s a guide to some of the words and phrases you might come across.
It’s a good idea in the UK to arrange a mortgage with a bank before you start looking. This is when the bank tells you how much money they will lend you so you have a good idea of how much you can afford.
The next step is to go to an estate agent and see what sort of properties they have available in your budget range and in your area. If you see something you like, the estate agent will arrange for you to view the property, so that you can see the house or flat for yourself.
If you see something that takes your eye, you put in an offer. The vendor (卖家) can accept or decline this offer, and if the vendor accepts it, you can move forward with the sale. However, as you don’t pay any money at this point, the offer isn’t legally binding (具有约束力), and in theory, you can pull out of the offer at any time that you like.
Your next step will probably be to get a structural survey done. A qualified surveyor will inspect the house and write a report that illustrates any structural problems, like damp or drainage problems.
If you still want to go ahead with the sale, you need to appoint a lawyer to do the legal paperwork.. If you already own a house, you might also be busy trying to sell it. Many house owners prefer to sell to first-time buyers (those people who don’t already own a home), as they are not in a chain (waiting for other people to buy the house before they can buy their next house).
Finally, once the contracts are signed and exchanged, you complete on your house. You get the keys and you can move in whenever you want. Then you might want to throw a house-warming party. Congratulations!
【小题1】Which of the following shows the right order of what happens before the people in the UK move into a new house?
a. ask for a company which represents others of properties
b. decide how much to borrow from the bank
c. examine the structure of the house
d. hire a lawyer and make a contract
e. offer the seller the right money
f. visit the house and discuss a price with the sellerA．b, a, f, d, c, e B．b, a, f, c, d, eC．b, a, f, e, d, c D．b, f, d, e, c, a【小题2】According to the passage, these statements are correct EXCEPT .A．People can borrow the whole money for a new house from a bank.B．People care for mortgages, interest rates and the prices &house.C．The sellers are more interested in the first-time buyers.D．After getting the keys, the owners sometimes have a party.【小题3】Which of the following is NOT mentioned in the passage?A．Owners.B．Surveyors.C．Lawyers.D．Collectors.【小题4】The passage is maybe one that .A．give some advice on the houseB．introduces a book on travelersC．give some tips to buyersD．introduces a guide to visitorsB

(答案→)B 解析：本文介绍了英国人买房的过程，给买房人提供了一些实用的建议。买房要决定向银行借多少钱，然后找财产代理公司，看房，讨价还价，检查房子结构，请律师签合同，最后付钱。【小题1】细节理解题：依据全文，正确顺序为b. decide how much to borrow from the bank决定向银行借多少钱--a. ask for a company which represents others of properties找一个财产代理公司--f. visit the house and discuss a price with the seller看房子和卖主谈价格--c. examine the structure of the house检查房子的结构--d. hire a lawyer and make a contract聘请一个律师签订合同--- e. offer the seller the right money付钱给卖主。故选B项。【小题2】推理判断题：从第二段最后一句“This is when the bank tells you how much money they will lend you so you have a good idea of how much you can afford”这时银行将告诉你他们将借给你多少钱，所以你清楚地知道你可以支付多少钱。可知不是所有的钱都可以从银行借的，故选A。【小题3】细节理解题：阅读全文，可知文章提到主人，调查员和律师，选项D“收藏家”文中未提及。故选D。【小题4】主旨大意题：由文章第一段People in the UK often talk about their homes: their mortgages, the interest rates, and rising prices.可知是给买房的人的建议，故选C。

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