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[论文摘要]： 随着网络技术的迅猛发展,信息处理与传输己经突破了时间和地域的界限。经济的信息化、网络化、全球化以及在此基础上飞速发展起来的电子商务己经成为一股不可抗拒的世界潮流。电子商务是利用现代信息网络与计算机技术进行的商务活动,作为21世纪崭新的商务模式,其具有广阔的发展前景,世界各国都在积极发展电子商务。作为一种创新的经济运行方式,其影响远远超出商业领域,能更好地适应市场日益激烈的竞争。它作为我国现代经济生活中重要的商务活动,在经济发展中扮演着越来越重要的角色,已经再度成为人们关注的焦点问题,同时制约其发展的因素的研究自然也就不可避免的被提到了议事日程。以往很多文章都是从技术角度出发,研究了制约电子商务发展的技术因素、互联网络安全等问题。本文从诚信这个道德伦理的角度出发,指出诚信问题已经成为制约我国电子商务发展的“瓶颈”。 由于我国诚信基础薄弱、信用体系建设不健全、信息不对称、电子商务立法不完善以及网络技术网络安全等因素的影响,电子商务中的诚信问题越来越严重。本文从制约电子商务发展诚信问题的角度出发,详细阐述了电子商务发展过程中诚信问题成因,并从相关角度提出了一定的解决方法:要解决电子商务中的诚信问题,必须改善社会诚信环境、进行相关法律、法规的建设,建设诚信的社会文化,完善以诚信为基础的社会诚信体系,加强网上安全保障技术研究等来促进我国电子商务的健康发展。 本文结合电子商务的发展以及诚信特点,论述了制约电子商务发展的诚信问题:首先阐述了电子商务的特点、发展过程以及发展条件,然后是诚信问题研究,分别阐述了传统的东西方诚信观点以及现代商业活动中的诚信问题和成因;接着是电子商务中诚信问题的相关研究,以及从经济环境方面、法律制度方面、社会文化方面、技术方面对电子商务中存在的诚信问题提出一定解决方法;最后概括了文章的内容,指出了发展电子商务,诚信问题的解决是关键。 电子商务的发展在我国是大势所趋,因此对制约其发展的“瓶颈“因素——诚信问题进行研究具有一定的现实意义。

[关键字]： 电子商务 诚信缺失 身份认证 征信制度 保险体系 诚信体系建设
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With the rapid development of Internet technology, information processing and transmission is broke through the time and the geographical boundaries. The economic globalization, information, network, and based on the rapid development of e-commerce has become an irresistible trend of the world. E-commerce is using modern information network and computer technology in business activity, as the 21st century new business model, which has broad prospects for the development of all countries in the world, and actively developing e-commerce. As an innovative way of economic operation, its influence beyond business areas and can better adapt to market increasingly fierce competition. It as our modern economic life important business activities in economic development, and plays a more and more important role, has once again become the focus of attention, at the same time, the factors restricting the development of the research of natural will inevitably mentioned the agenda. 1 many articles have ever studied from the Angle of technology, the development of e-commerce restriction factors, network security technology, etc. This article from the integrity of the ethical perspective, that problem has become China's e-commerce development "bottleneck".Due to our integrity foundation weak, the imperfect credit system construction, asymmetric information, and imperfect legislation of electronic commerce and network technology, network security, the influence of factors such as the problems of e-commerce is more and more serious. This restriction e-commerce development from the Angle of the problem, this paper expounds the developing process of electronic commerce, and feel from the Angle of the relevant solutions: to solve the problem of e-commerce, must improve social credit environment and related laws and regulations, the construction of social culture and construction of integrity in good faith for the improvement of the foundation, strengthening social good faith system online security technology research, etc. To promote the healthy development of e-commerce in China. Based on the development of e-commerce and integrity, discusses the characteristics of restricting the development of e-commerce integrity problem: firstly expounds the features of e-business, the development process and development conditions of the problem, then, are described respectively and integrity of the traditional views of honesty and modern business problems and causes, Then feel the relative problems of e-commerce, and from the economic environment, legal system, social and cultural aspects of electronic commerce technology, the credit problems existing in certain solution, Finally, the paper summarizes the contents of e-commerce, the development that is the key to solve the problem. The development of e-commerce in China is the trend of The Times, so that limit the development of the "bottleneck" problems - honesty research has certain practical significance.