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解决时间 2021-05-14 07:40
保险市场的巨大需求带动着我国银行代理保险业务的迅猛发展,然而目前我国银行保险产品同质化竞争态势比较明显,严重阻碍着银行保险业的持续健康发展。保险公司在银行柜台销售的银行保险产品没能很好地体现和满足市场的需求,银保产品与银行业务关联度弱,银行保险业务的产品“瓶颈”已显现。要使我国银行保险发展得更有规模和内涵,我国需要加快银行保险产品的创新和升级。
最佳答案

Insurance market demand drives our bank agency of insurance business of rapid development, China insurance products, bank, however, is obviously a competitive situation seriously hindering the sustained and healthy development of the insurance industry bank. Insurance companies in the bank counters selling insurance products can't bank well reflect and satisfy the demand of the market, the products with silver, bank, bank business degree of insurance products "bottleneck" has appeared. To make our bancassurance better development in scale and the connotation, need to speed up the Banks insurance product innovation and upgrading.


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Insurance market in our country the great demand driven the rapid development of bank insurance agency, but at present the homogenization of our bank insurance products more competitive situation obviously, a serious impediment to the bank of the insurance industry sustained and healthy development. Insurance companies in the banking counter sales of insurance products the bank did not properly reflect and meet the needs of the market, bank and insurance products and the weak correlation banking, bank insurance products "bottleneck" has appeared. For development of bancassurance in a more scale and content, our country needs to speed up the bank insurance product innovation and upgrading.
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